Zou Pingzu, chief researcher of the People’s Bank of China Institute of Finance, published a paper entitled “Research on Market-oriented Synergy and Big Data Mechanisms of Monetary Policy”, in which he stated that several special risks, including the extremely loose monetary policy in the United States, should be paid attention to. If the Fed cooperates with Facebook to launch a digital currency based on the expanded US dollar, and this digital currency has a cross-border payment function, this financial aggression will be fatal. The thesis also stated that “money can create value”, and that this creative process is divided into two types: intensive creation and extensional creation, innovating the currency system and vigorously developing digital currency based on human value. The human value management industry may be the most profitable industry in the future. Especially in the context of RMB industrialization, marketization, and internationalization, China will see “value industries” based on blockchain technology in the next 5 to 10 years. This industry is caused by changes in the value function caused by the scientific and technological revolution, and through the digital economy and the token economy, it has pushed China to turn to the third civilized and scientific society of mankind, triggering deep social changes, and this change may become global. Benchmarking.